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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Useful messages to remind me when payments are due.

Useful messages to remind me when payments are due. Also message to say purchase has taken place. Reviewed on: 15th January 2025

Good all round experience with Zopa.

Good all round experience with Zopa. Easy to understand and use the app. Reviewed on: 15th January 2025

Good card service

Good card good service and good customer service Reviewed on: 15th January 2025

Happy Camper

Have had no problems since taking out my card,app is easy to use for making extra payments..would highly recommend Reviewed on: 15th January 2025

Zopa app is very easy to use.

Zopa app is very easy to use. Zopa communicate to customers very easily and often Reviewed on: 15th January 2025

Great service and easy to understand App.

Great service and easy to understand App. Reviewed on: 15th January 2025

Very happy with the service i get

Very happy with the service i get Reviewed on: 15th January 2025

Fantastic customer relations and easy payment methods

Fantastic customer relations and easy payment methods Reviewed on: 15th January 2025

Great service from the moment I opened the account.

Great service from the moment I opened the account. Reviewed on: 15th January 2025

Good customer service and care.

Good customer service and care.The service is great and Zopa has a listening ear for the clients Reviewed on: 15th January 2025

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