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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Always helpful and show the human fun .

Always helpful and show the human fun ..better than the rest Reviewed on: 15th January 2025

Brilliant service.

Brilliant service. Great product. Reviewed on: 15th January 2025

Zopa is handy and easy to apply for.

Zopa is handy and easy to apply for. It's helped me to improve my credit Reviewed on: 15th January 2025

Great credit card

I’ve not had a Zoopa credit card for long. But I love using it and the fees and service are great Reviewed on: 15th January 2025

I’m happy with it very good financial company

I’m happy with it very good financial company Reviewed on: 15th January 2025

Great Credit Card Provider Indeed.

Zopa provided me with a card when I was rejected elsewhere. They gave me a manageable credit limit with affordable repayments. If you stay on top of your account, they also offer credit limit increases, but it is entirely up to you if you take these offers. Brilliant credit card suppliers that offer so much more as well, highly recommended indeed. Reviewed on: 15th January 2025

I have never had a problem with Zopa .

I have never had a problem with Zopa . Reviewed on: 15th January 2025

Good service and excellent customer services thank y...

Good service and excellent customer services thank you for your service Kind regards G N Laight mr Reviewed on: 15th January 2025

Great easy to use app and customer service

Great easy to use app and customer service Reviewed on: 15th January 2025

Zopa is a conscientious provider and I feel very com...

Zopa is a conscientious provider and I feel very comfortable dealing with thdm Reviewed on: 15th January 2025

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