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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy as 1,2,3

All so easy, no hassle, stress free Reviewed on: 15th January 2025

Always on the ball with information about your account

Always on the ball with information about your account Reviewed on: 15th January 2025

Professional and easy to use.

Professional and easy to use. App is very simple and self explanatory Reviewed on: 15th January 2025

Easy to use

Easy to use no problems at all have had no issues at all Reviewed on: 15th January 2025

Grear customer service and fantastic card

I had a slight hiccup, chatted customer service and it was resolved very promptly. Also the card is great overall Reviewed on: 15th January 2025

The one to have

Fantastic service and always happy to help Reviewed on: 15th January 2025

Happy with Zopa

When I applied for Zopa, their website page was easy to use. I got my credit card from them. I then saw different services they offer, and I managed to a smart isa and have begun my journey to saving. I have referred to a number of friends and they are pleased as well with the services. Customer service reply timeously. Reviewed on: 15th January 2025

Useful messages to remind me when payments are due.

Useful messages to remind me when payments are due. Also message to say purchase has taken place. Reviewed on: 15th January 2025

Good all round experience with Zopa.

Good all round experience with Zopa. Easy to understand and use the app. Reviewed on: 15th January 2025

Good card service

Good card good service and good customer service Reviewed on: 15th January 2025

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