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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have had nothing but a positive experience from zopa

I have had nothing but a positive experience from zopa Reviewed on: 15th January 2025

Had issues with login into my account I called up an...

Had issues with login into my account I called up and it got dealt with straight away Reviewed on: 15th January 2025

Very friendly and so easy to talk to as well...

Very friendly and so easy to talk to as well Reviewed on: 15th January 2025

It's great, I'm using it, it's very nice.

It's great, I'm using it, it's very nice. Reviewed on: 15th January 2025

Great credit card Great

Great credit card Great customer service Reviewed on: 15th January 2025

a shot in the dark that saved my life

Was a shot in the dark when I applied but was accepted and never looked back. Have been amazing and very helpful Reviewed on: 15th January 2025

Best company iv ever been with nothing too much trou...

Best company iv ever been with nothing too much trouble Reviewed on: 15th January 2025

Easy to apply and very easy to use

Easy to apply and very easy to use. Great card by a great company. Highly recommend. Reviewed on: 15th January 2025

Zapa is good credit company and it help me alot...

Zapa is good credit company and it help me alot Reviewed on: 15th January 2025

Good.. i reverse new card

Good. But still no refund. Some body used my .card. please refund! £29.99.Please refund. Thanks Reviewed on: 15th January 2025

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