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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick and easy to use.

Quick and easy to use. The app is really convenient and easy to use Reviewed on: 15th January 2025

Zopa is great :)

Easy application process and a great banking app! Reviewed on: 15th January 2025

Good service and knowledgeable staff

Good service and knowledgeable staff Reviewed on: 15th January 2025

Awesome features in app

Offered manageable credit limit, then increased limit as i proved myself a lot of good extra features and potential offers in the Reviewed on: 15th January 2025

Excellent company

Always remind when payment is due but don't hassle. Card came out quickly and set up explained simply. Reviewed on: 15th January 2025

Zopa have been very at helping me manage my card.

Zopa have been very at helping me manage my card. Reviewed on: 15th January 2025

zopa bank is a great bank it has giving me a.

zopa bank is a great bank it has giving me a. great experience of money in needed time. Reviewed on: 15th January 2025

Excellent service and easy to use the app

Excellent service and easy to use the app Reviewed on: 15th January 2025

Great service

Great service no trouble at all never had to call once also always let's you know when payment is due Reviewed on: 15th January 2025

My experience

Customer service is excellent and whole process was really smooth Reviewed on: 15th January 2025

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