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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best service and clear communication

Best service and clear communication Reviewed on: 7th March 2026

A refreshing new approach to banking

Since opening this account just for savings I have moved on with a current account, loan account and now investments its brilliant and so friendly to use I have already recommended to others and they now have Zopa accounts Reviewed on: 7th March 2026

Simple app

Easy to use app and multiple payment methods Reviewed on: 7th March 2026

Excellent customer service.

Good interest rates! Good credit limit! Pay on time and no charges! Excellent customer service. Reviewed on: 7th March 2026

Look at you

Zopa look at the person more than the credit score. Reviewed on: 7th March 2026

Professional and friendly service, very prompt, with...

Professional and friendly service, very prompt, with there decisions. I am a new customer and looking forward to a long relationship with Zopa.. Reviewed on: 7th March 2026

They have a wide range of products avaliable.

They have a wide range of products avaliable. What i find is that they have made them very user friendly and you don't need to be a financial wizard to understand. Thank you Zopa Reviewed on: 7th March 2026

Fantastic - the best provider by far

Fantastic - the best provider by far Reviewed on: 7th March 2026

Best customer service.

Best customer service. Always prompt to answer questions and look into issues Reviewed on: 7th March 2026

Perfect for everyone

Very good rates and bonuses, does more than any other credit card Reviewed on: 7th March 2026

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Want to see more from Zopa?

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