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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy to use on app and give people a chance to...

Very easy to use on app and give people a chance to improve credit score Reviewed on: 10th April 2024

Never had any issues always sendgreat payment reminder

Never had any issues always send payment reminder Reviewed on: 10th April 2024

I have been using Zopa to build my credit rating and...

I have been using Zopa to build my credit rating and to also suplimement my income when I need to make some purchase in advance. The rates are reasonable and the charges are not exploitative. Reviewed on: 10th April 2024

Very good company to have a credit card

Very good they just give me more credit, interest is not high like other credit cards companies Reviewed on: 10th April 2024

Credit card

In my opinion, the best credit card I have ever used Reviewed on: 10th April 2024

Brilliant credit card.

Great credit card /builder, got the app, is really easy to check your account /balance and to make payments. Any queries customers service is there on live chat or over the phone. Reviewed on: 10th April 2024

5 starservice..

Easy to apply for a credit card and the zopa app is so easy to use Reviewed on: 10th April 2024

Great. Experience all round

Great. Easy and most helpful. Well informed. Reviewed on: 10th April 2024

There the best

They are the best company to deal with Reviewed on: 10th April 2024

Very easy to use the App.

Very easy to use the App. Clear and honest charges. Good at keeping customers up to date on spending. Reviewed on: 10th April 2024

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