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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent

Excellent communication when talking to them good friendly staff Reviewed on: 10th April 2024

Personal opinion 10/10

Always had difficulty with credit. Zopa fixed that with a manageable limit. Easy app to use and all the info and customer service I could hope for. Paid off my other cards but keeping this one. Reviewed on: 10th April 2024

I find my credit card is a hassle free card

I find my credit card is a hassle free card as I use the app to do all that I need to do whether it be to check my account or pay additional money into my account or alter direct debits, very user friendly. Reviewed on: 10th April 2024

Mr ivan Marian

Very good Reviewed on: 10th April 2024

Clear communication and easy to use app

Clear communication and easy to use app Reviewed on: 10th April 2024

Staff very professional and compassionate

Staff very professional and compassionate Reviewed on: 10th April 2024

Easy to navigate on their app.

Easy to navigate on their app. They keep you updated. Reasonably interest rate. Reviewed on: 10th April 2024

Zopa staff are very professional and polite when you...

Zopa staff are very professional and polite when you speak to them. Reviewed on: 10th April 2024

simple and useful app

i like the fact that you paid the card and inmediately you have the available in your account. easy and simple app love it Reviewed on: 10th April 2024

Great card , good effectively the best credit card I...

Great card , good effectively the best credit card I’ve had Reviewed on: 10th April 2024

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