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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great. Experience all round

Great. Easy and most helpful. Well informed. Reviewed on: 10th April 2024

There the best

They are the best company to deal with Reviewed on: 10th April 2024

Very easy to use the App.

Very easy to use the App. Clear and honest charges. Good at keeping customers up to date on spending. Reviewed on: 10th April 2024

Is very good card to build the credit score

Is very good card to build the credit score Reviewed on: 10th April 2024

Excellent service

I have never ever had any problems with Zupa , excellent service Reviewed on: 10th April 2024

Great product

Easy to use the app and very innovative Reviewed on: 10th April 2024

They are making sure everything is good and always h...

They are making sure everything is good and always help if you need assistance Reviewed on: 10th April 2024

Everything was completed very easily at the start an...

Everything was completed very easily at the start and they keep you updated on offers and credit increases. Reviewed on: 10th April 2024

user friendly

very easy to apply and easy to managed on the app. cant fault anything. Reviewed on: 10th April 2024

Great service, low interest, great mobile app.

Great service, low interest, great mobile app. Excellent customer service Reviewed on: 10th April 2024

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