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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Took me to a safer place!

Took me to a safer place! ZOPA showed me a route to manage my money, the way of the smart people. 0% balance transfer in good hands, helps me manage my finances the smart way! Reviewed on: 9th April 2024

When I needed it Zopa were there where others weren’t.

When I needed it Zopa were there where others weren’t. Zopa has been with me for the past few years without them trying to push further products upon me. Reviewed on: 9th April 2024

Zopa gave me credit and trusted me when no others wo...

Zopa gave me credit and trusted me when no others would and it’s also helped me build my credit score back up. Would 100% recommend this company to anyone. Reviewed on: 9th April 2024

Experience of zopa is brilliant everything they've d...

Experience of zopa is brilliant everything they've done had been swift and fantastically executed Reviewed on: 9th April 2024

Excellent card and advisory alongside it.

Excellent card and advisory alongside it. Reviewed on: 9th April 2024

Great card- app is brilliant.

Great card- app is brilliant. Excellent card for those who’ve had a poor credit history Reviewed on: 9th April 2024

Experience with service has been great

Experience with service has been great Reviewed on: 9th April 2024

Good service and very efficient service

Good service and very efficient service Reviewed on: 9th April 2024

Good start,easy to use app,good communication and se...

Good start,easy to use app,good communication and seevice Reviewed on: 9th April 2024

Receipts after payment.

I like the way I get receipts immediately I make payments.This is unique with zopa.No other credit card company does that.Keep it up Reviewed on: 9th April 2024

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