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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great service and easy to use app

Great service and easy to use app Reviewed on: 9th April 2024

Fuss free

Simple process and great app to manage your account Reviewed on: 9th April 2024

Just very easy no hassle banking

Just very easy no hassle banking Reviewed on: 9th April 2024

Zopa is absolutely brilliant, the service the costs...

Zopa is absolutely brilliant, the service the costs unbeatable Reviewed on: 9th April 2024

Zopa doopa card....

Easy to use app good customer service very friendly staff great products got me out of a jam on more than one occasion. I have recommended this card to family and friends and continue to enjoy the great services this company provides. Reviewed on: 9th April 2024

Excellent credit card fantastic Apr

Excellent credit card fantastic Apr Reviewed on: 9th April 2024

I have a credit card and car finance with Zopa the c...

I have a credit card and car finance with Zopa the customer service was impeccable from start to finish with all questions answered professionally and easily understood, can’t recommend this company more they have given me the best interest rates available to my credit score than anyone else offered on both accounts Reviewed on: 9th April 2024

Very good Zopa credit card I very happy

Very good Zopa credit card I very happy Reviewed on: 9th April 2024

Fantastic Company

After being accepted for my Zopa credit card, I found the app very simple to navigate. I love that I gey a notification every time I use my card. I like that I am informed promptly of any changes or increased credit offered. Great company and customer service. I would highly recommend. Reviewed on: 9th April 2024

Credit card vote

First class service from start to finish Reviewed on: 9th April 2024

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