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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

It's convenient and widely acceptable.

It's convenient and widely acceptable. Reviewed on: 9th April 2024

Great all rounder!

Great customer service, every time I contact customer service for all kinds of issues they are quick to resolve it Reviewed on: 9th April 2024

Excellent company does what is says

Excellent company does what is says Reviewed on: 9th April 2024

GoodVery helpful and gave me credit

Very helpful and gave me credit all ways able to access app on line easy to pay back Reviewed on: 9th April 2024

Brilliant uncomplicated and trustworthy

Brilliant uncomplicated and trustworthy Reviewed on: 9th April 2024

Very helpful, great app

Very helpful, great app. Used for several years with no problems Reviewed on: 9th April 2024

Outstanding!

Outstanding, offered me a card when no-one else would. Apps ease of use is excellent. I feel comfortable using the card and its even helped me curb some of my more frivolous spending habits which in turn has helped my credit scoring Reviewed on: 9th April 2024

Customer friendly, better than mainstream

Customer friendly, better than mainstream Reviewed on: 9th April 2024

Easy to access

Easy to access the app and making payments really easy Reviewed on: 9th April 2024

My transactions with zopa card has been helpful beca...

My transactions with zopa card has been helpful because it worked well for me in all places tenderd for transaction Since I have using zopa credit card I have been encountered any problems with It. Reviewed on: 9th April 2024

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