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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy to access

Easy to access the app and making payments really easy Reviewed on: 9th April 2024

My transactions with zopa card has been helpful beca...

My transactions with zopa card has been helpful because it worked well for me in all places tenderd for transaction Since I have using zopa credit card I have been encountered any problems with It. Reviewed on: 9th April 2024

Great company

Very helpful on the phone also quick on checking to see if you can have a credit card also I love there app quick to check my account Reviewed on: 9th April 2024

Zopa good credit card company my first credit card...

Zopa good credit card company my first credit card zopa now increased my credit so I like to use Reviewed on: 9th April 2024

Good Value for Money

Always easy to get through and each time you pay you actually see your balance come down. Most of your payment isn't gobbled up on interest like most other cards. The staff are always really helpful if you need to ring Zopa. Thank you. Reviewed on: 9th April 2024

Never had any issues to be concerned about.

Never had any issues to be concerned about. Easy to use Reviewed on: 9th April 2024

Wery easy to use , helpful stuff nice limits, never...

Wery easy to use , helpful stuff nice limits, never had any problems recommended to anyone wery happy with zopa credit card Reviewed on: 9th April 2024

It is very easy for me to buy with your card and you...

It is very easy for me to buy with your card and you have a very good app Reviewed on: 9th April 2024

Great product great customer experience

Great product great customer experience Reviewed on: 9th April 2024

Quick and easy process to set up account reliable up...

Quick and easy process to set up account reliable updates good APR. Reviewed on: 9th April 2024

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