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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very polite and helpful customer service both on the...

Very polite and helpful customer service both on the telephone and chat group. Helped with issue and resolved very quickly. Having lost card very swift to send replacement Reviewed on: 9th April 2024

Was so easy to set up & very clear on the app.

Was so easy to set up & very clear on the app. Reviewed on: 9th April 2024

It's convenient and widely acceptable.

It's convenient and widely acceptable. Reviewed on: 9th April 2024

Great all rounder!

Great customer service, every time I contact customer service for all kinds of issues they are quick to resolve it Reviewed on: 9th April 2024

Excellent company does what is says

Excellent company does what is says Reviewed on: 9th April 2024

GoodVery helpful and gave me credit

Very helpful and gave me credit all ways able to access app on line easy to pay back Reviewed on: 9th April 2024

Brilliant uncomplicated and trustworthy

Brilliant uncomplicated and trustworthy Reviewed on: 9th April 2024

Very helpful, great app

Very helpful, great app. Used for several years with no problems Reviewed on: 9th April 2024

Outstanding!

Outstanding, offered me a card when no-one else would. Apps ease of use is excellent. I feel comfortable using the card and its even helped me curb some of my more frivolous spending habits which in turn has helped my credit scoring Reviewed on: 9th April 2024

Customer friendly, better than mainstream

Customer friendly, better than mainstream Reviewed on: 9th April 2024

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