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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Clear communication - Would definitely recommend Zopa

Clear communication, helpful tools and resources to ensure you are able to budget and manage your money effectively. Reviewed on: 9th April 2024

The application is not complicated and the app is br...

The application is not complicated and the app is brilliant Reviewed on: 9th April 2024

Always happy to help.

Always happy to help. They don't judge. Easy to use. Accepted everywhere. They also give you a fresh start. What I really like is if you know you need money in the future you can actually stop yourself spending it on the app. Really helpful. Reviewed on: 9th April 2024

I got zopa credit card at the right time.

I got zopa credit card at the right time. Though the credit limit wasn't as much as I had desired, but it was a game changer. Reviewed on: 9th April 2024

Feedback

Just such a great company so easy app and always keeping me updated deffo recommend this card Reviewed on: 9th April 2024

Very very good customer service and helpful and kind

Very very good customer service and helpful and kind Reviewed on: 9th April 2024

Satisfaction

So far I am enjoying my experience with zopa, wihat ever issue I had I have been provided with the right advice in fact they are always there when you need them. Zopa is the best credit card that I hold Reviewed on: 9th April 2024

I have had good experience, the app keeps me updated.

I have had good experience, the app keeps me updated. Customer experience excellent Reviewed on: 9th April 2024

The App is so simple and intuitive.

The App is so simple and intuitive. Customer service is soon with you. Reviewed on: 9th April 2024

Great and excellent and a good customer service

Great and excellent and a good customer service Reviewed on: 9th April 2024

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