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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

This credit deserve trying

I think zopa is very responsible lender helping people with The por credit to go in The better position. Reviewed on: 10th April 2024

Very easy to organise the App and the customer servi...

Very easy to organise the App and the customer service team are very good and highly professional. Reviewed on: 10th April 2024

I applied, with a bad credit rating.

I applied, with a bad credit rating, simple to apply and received my card within 3 days. Gives me a little extra money when needed. Reasonable interest rate. Reviewed on: 10th April 2024

Excellent

Very transparent with fees and easy to use. Perfect for people that need to build their credit. Reviewed on: 10th April 2024

Business manager and experience about food, speciall...

Business manager and experience about food, specially grill food Reviewed on: 10th April 2024

Good credit card to build the credit score

Good credit card to build the credit score Reviewed on: 9th April 2024

A great financial assistant

Zopa have been very helpful in managing my finances and planning ahead with my money Reviewed on: 9th April 2024

Easy to use, No issues in buying online or in store.

Easy to use, No issues in buying online or in store. Reviewed on: 9th April 2024

Clear communication - Would definitely recommend Zopa

Clear communication, helpful tools and resources to ensure you are able to budget and manage your money effectively. Reviewed on: 9th April 2024

The application is not complicated and the app is br...

The application is not complicated and the app is brilliant Reviewed on: 9th April 2024

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