Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zopa quality

Credit card that’s very handy and useful cannot fault it Reviewed on: 10th April 2024

Highly recommended

Good rates and promotions,reliable customer service,the Zopa app is very easy to use, Reviewed on: 10th April 2024

This credit deserve trying

I think zopa is very responsible lender helping people with The por credit to go in The better position. Reviewed on: 10th April 2024

Very easy to organise the App and the customer servi...

Very easy to organise the App and the customer service team are very good and highly professional. Reviewed on: 10th April 2024

I applied, with a bad credit rating.

I applied, with a bad credit rating, simple to apply and received my card within 3 days. Gives me a little extra money when needed. Reasonable interest rate. Reviewed on: 10th April 2024

Excellent

Very transparent with fees and easy to use. Perfect for people that need to build their credit. Reviewed on: 10th April 2024

Business manager and experience about food, speciall...

Business manager and experience about food, specially grill food Reviewed on: 10th April 2024

Good credit card to build the credit score

Good credit card to build the credit score Reviewed on: 9th April 2024

A great financial assistant

Zopa have been very helpful in managing my finances and planning ahead with my money Reviewed on: 9th April 2024

Easy to use, No issues in buying online or in store.

Easy to use, No issues in buying online or in store. Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.03 from 324 reviews
Credit card
from Zempler Bank 4.83 from 5818 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub