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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

They are very Brilliant Bank I love them so much Res...

They are very Brilliant Bank I love them so much Respect Zopa Reviewed on: 7th March 2026

Found Zopa very easy to use and app is excellent...

Found Zopa very easy to use and app is excellent Reviewed on: 7th March 2026

Security is excellent, using card is really good and...

Security is excellent, using card is really good and easy along with the APP Reviewed on: 7th March 2026

Easy to use cash withdrawals available also

Easy to use cash withdrawals available also Reviewed on: 7th March 2026

Always very helpful and understanding.

Always very helpful and understanding. Reviewed on: 7th March 2026

Nice and easy enough for me to use

Nice and easy enough for me to use Reviewed on: 7th March 2026

Very excellent product and low interest.

Very excellent product and low interest... customer services is very helpful and efficient... Reviewed on: 7th March 2026

Easy to get the card and use the app

Easy to get the card and use the app Reviewed on: 7th March 2026

Excellent and competitive rates.

I have used zopa finance a few times. The application process is easy and straightforward. No significant damage to credit score. Great customer service and interest rates. Reviewed on: 7th March 2026

N3w customer

I am a new customer so not experienced with the customer care team so cannot give a 10 score Reviewed on: 7th March 2026

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