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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I’ve been with them for years now, customer service...

I’ve been with them for years now, customer service was excellent on the one time I needed it Reviewed on: 7th March 2026

Excellent, first class company, good with phone call...

Excellent, first class company, good with phone calls and general assistance. Reviewed on: 7th March 2026

Financial saver.

It was great to have zopa card, especially when I needed most. Reviewed on: 7th March 2026

It gives me more flexibility on my spending

It gives me more flexibility on my spending Reviewed on: 7th March 2026

Excellent Bank, easy to use app, no issues whatsoever.

Excellent Bank, easy to use app, no issues whatsoever. Reviewed on: 7th March 2026

Always had excellent service, both credit card and c...

Always had excellent service, both credit card and current account, going to open savings shirtly Reviewed on: 7th March 2026

They are very Brilliant Bank I love them so much Res...

They are very Brilliant Bank I love them so much Respect Zopa Reviewed on: 7th March 2026

Found Zopa very easy to use and app is excellent...

Found Zopa very easy to use and app is excellent Reviewed on: 7th March 2026

Security is excellent, using card is really good and...

Security is excellent, using card is really good and easy along with the APP Reviewed on: 7th March 2026

Easy to use cash withdrawals available also

Easy to use cash withdrawals available also Reviewed on: 7th March 2026

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