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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Good experience, I have recommended your bank to my...

Good experience, I have recommended your bank to my friends. Reviewed on: 23rd April 2025

Zopa are quick and easy to use highly recommend

Zopa are quick and easy to use highly recommend Reviewed on: 23rd April 2025

Very good service overall.

Very good service overall. I'm very happy with the app, the way it works and easy to use Reviewed on: 23rd April 2025

Excellent card

Excellent card for bad credit. Would definitely give them 5 stars never had a problem easy to use and the app is so easy and convenient Reviewed on: 23rd April 2025

Preview of zupa

Any time i phoned up with a query i get first class service always very clear to understand very good service Reviewed on: 23rd April 2025

Easy to use gave me a chance easy repayment...

Easy to use gave me a chance easy repayment Reviewed on: 23rd April 2025

Great service never had a money issue with them and...

Great service never had a money issue with them and fast and affiliate Reviewed on: 23rd April 2025

Happy with all happyaspects if using zopa

Happy with all aspects if using zopa Reviewed on: 22nd April 2025

Great service rewards loyal customers.

Great service rewards loyal customers. Have recommended to family and friends. Reviewed on: 22nd April 2025

I applied 3 times for a bank account after receiving...

I applied 3 times for a bank account after receiving a message from Zopa. However, all three times, No answer on the progress of the application, even after sending ID documents. I find this for now, poor service. Otherwise Zopa is good Reviewed on: 22nd April 2025

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