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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best all round service provider out there

Zopa, everything in one place, excellent options, excellent interest rates. Reviewed on: 7th March 2026

Very ggreat bankood app with lots of information.

Very good app with lots of information. Loan and credit card are great to have Reviewed on: 7th March 2026

Great service

Never had a problem the accounts are straight forward easy to use Reviewed on: 7th March 2026

It’s very easy and quick reply they make you feel su...

It’s very easy and quick reply they make you feel supported and appreciated,thanks Reviewed on: 7th March 2026

Excellent

Excellent and very good and easy to used Reviewed on: 7th March 2026

Love the no mess way Zopa operate.

Love the no mess way Zopa operate. Reviewed on: 7th March 2026

Since day 1

Since day 1 Zopa been helping out tough times, and making easy times easier with their fair APR. The app is especially easy to use, great experience all around. Reviewed on: 7th March 2026

Great company .

Great company . I would thoroughly recommend them Reviewed on: 7th March 2026

Zopa has been a support for my finances, with a wide...

Zopa has been a support for my finances, with a wide range of options. The app is easy to use and keeps you updated. Reviewed on: 7th March 2026

Evrything has been easy, straight forward and have a...

Evrything has been easy, straight forward and have always been well informed Reviewed on: 7th March 2026

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