Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always very helpful and understanding.

Always very helpful and understanding. Reviewed on: 7th March 2026

Nice and easy enough for me to use

Nice and easy enough for me to use Reviewed on: 7th March 2026

Very excellent product and low interest.

Very excellent product and low interest... customer services is very helpful and efficient... Reviewed on: 7th March 2026

Easy to get the card and use the app

Easy to get the card and use the app Reviewed on: 7th March 2026

Excellent and competitive rates.

I have used zopa finance a few times. The application process is easy and straightforward. No significant damage to credit score. Great customer service and interest rates. Reviewed on: 7th March 2026

N3w customer

I am a new customer so not experienced with the customer care team so cannot give a 10 score Reviewed on: 7th March 2026

straight forward & clear help.

straight forward & clear help. Funds setup when advised & payments clear & on the date you need, no problems with this lender Reviewed on: 7th March 2026

the staff... are great

Very helpful and friendly happy to help all the time with any problems i might have to help all the staff are great every time I need help Reviewed on: 7th March 2026

So easy to deal with thank you get all you need incl...

So easy to deal with thank you get all you need including investing saving and current accounts and credit cards brilliant Reviewed on: 7th March 2026

Very easy app to mavigate whetebyou find all 9nforma...

Very easy app to mavigate whetebyou find all 9nformation easy rrpayment Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.01 from 92 reviews
Gold Card
from first direct 4.23 from 9 reviews
Partnership Card
from John Lewis 2.05 from 899 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub