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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Best credit card and amazing value for money

I have a credit card and a saving account - the customer service service is amazing as well as navigating the app is super easy and clear! Reviewed on: 22nd April 2025

It's a good bank hope it stays like this forever and...

It's a good bank hope it stays like this forever and only get better Reviewed on: 22nd April 2025

very easy and quick to apply, got it for emergencies...

very easy and quick to apply, got it for emergencies and just had an increase which is good. Reviewed on: 22nd April 2025

Flexibility

They have made my life easier to have a treat every now & again by being very flexible with my card credit allowance. Reviewed on: 22nd April 2025

It’s excellent I don’t have any problems with that

It’s excellent I don’t have any problems with that Reviewed on: 22nd April 2025

Very helpful.

Very helpful. Good thing to have Reviewed on: 22nd April 2025

Great company to deal with professional but accessib...

Great company to deal with professional but accessible only good dealings Reviewed on: 22nd April 2025

Really easy to apply and get help if needed.

Really easy to apply and get help if needed. Reviewed on: 22nd April 2025

No credit increase offered very disappointing

No credit increase offered very disappointing Reviewed on: 22nd April 2025

Zopa services are spot on.

Zopa services are spot on. They are very responsive and their app is totally dependable. The process of getting a loan from is also very simplified and stress free Reviewed on: 22nd April 2025

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