Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa, a life changer, for the better.

Zopa came to my life at the time I needed to get a helping hand with my finances. Zopa gave a lifeline with the right amount of credit i required. It as easy to fill in the application form. The verdict of my application was instant. The card came quickly to help me. Iwas able to open a current account with Zopa Bank. Reviewed on: 7th March 2026

Easy and friendly

Easy application, easy and fast customer service Reviewed on: 7th March 2026

zopa credit card very easy too use thrigh app

zopa credit card very easy too use thrigh app Reviewed on: 7th March 2026

Very professional and helpful easy to follow.

Very professional and helpful easy to follow. Reviewed on: 7th March 2026

They are very helpful and just at the end of a phone...

They are very helpful and just at the end of a phone if you need them for any reason Reviewed on: 7th March 2026

Very well managed company

Very secure and will managed company Reviewed on: 7th March 2026

With Zopa, you can't be a loser.

I applied for a Zopa credit card when my credit wasn't the best. I earned their trust by always paying on time, and my limit rose from a very low £50 to £2000. I really like Zopa and how informative they are in helping me make good decisions to maintain a good credit score. Reviewed on: 7th March 2026

Zopa are great i Love it

Easy quick fast no issues process & use is very straightforward and takes the stress out of ourchases Reviewed on: 7th March 2026

Reassuringly efficient and well organised

Reassuringly efficient and well organised Reviewed on: 7th March 2026

Never had any problems good card provider

Never had any problems with Zopa i would recommend them to anyone looking for a credit card Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.52 from 25 reviews
Black Diamond Visa
from Vanquis 4.24 from 10 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub