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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The application process is quick and easy.

The application process is quick and easy.....Zopa customer service is immediate and effective...well done Zopa Reviewed on: 7th March 2026

Never had a bad experience since i joined zopa

Never had a bad experience since i joined zopa Reviewed on: 7th March 2026

Excellent customer service.

Excellent customer service. We do appreciate everything. Reviewed on: 7th March 2026

Decrease in interest rate offered...

Is a straight forward service and appreciated the interest rate decrease albeit the decrease appears to be minimal compared to the management of the account. I did like the inclusion on Apple Pay as well which makes it easier to use. Reviewed on: 7th March 2026

Great service thanks for everything

Great service thanks for everything Reviewed on: 7th March 2026

Card arrived quickly and the app is easy to navigate...

Card arrived quickly and the app is easy to navigate so far good experience Reviewed on: 7th March 2026

Easy to apply, app easy to use.

Easy to apply, app easy to use. Customer service brilliant when I didnt recognise a transaction Reviewed on: 7th March 2026

Jose Manuel Sanchez Galan

Nothing to object to. Excelente. Reviewed on: 7th March 2026

Lower interest rate compared to other cards.

Lower interest rate compared to other cards. Reviewed on: 7th March 2026

EXPERIENCE Since signing up with ZOPA, I have enjoye...

EXPERIENCE Since signing up with ZOPA, I have enjoyed seamless services and I have no cause to complain. Reviewed on: 7th March 2026

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