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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good credit builder just don't try and speak to anyone

Trying to call customer service is a joke .they want e erything done with chat Reviewed on: 7th March 2026

Great service- clear and straightforward .

The process was clear, easy and straightforward. I found it much better than my experience with other companies.I have and will continue to recommend Zopa. Reviewed on: 7th March 2026

Better interest rates than other credit cards.

Better interest rates than other credit cards. Reviewed on: 7th March 2026

Quick and easy to use.

Quick and easy to use. Excellent app very simple to navigate. No issues when apply for credit, prompt response. Would definitely recommend to family and friends. Reviewed on: 7th March 2026

As a good credit card, I promise to swipe smoothly,...

As a good credit card, I promise to swipe smoothly, protect your purchases, and reward you for every adventure you take me on. Reviewed on: 7th March 2026

So easy to set up and very straight forward.

So easy to set up and very straight forward. Excellent Reviewed on: 7th March 2026

Excellent service easy to navigate

Excellent service easy to navigate Reviewed on: 7th March 2026

Zopa is the best!

Zopa is an excellent company,no hassle whatsoever….they do exactly what the say there going to do….I wouldn’t use another company ever again. Reviewed on: 7th March 2026

really enjoying using this card.

really enjoying using this card..the app is so clear and easy to use, :) Reviewed on: 7th March 2026

Great card easy to use and can use with google walle...

Great card easy to use and can use with google wallet and very fast payments Reviewed on: 7th March 2026

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