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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

good customer service.

good customer service. easy to apply Reviewed on: 9th April 2024

Always email about whenever statements ready to view...

Always email about whenever statements ready to view and always ask permission to make any payment to make sure it’s made by me. Always give me new credit increase after sometime. Reviewed on: 9th April 2024

Good customer service with very helpful and attentiv...

Good customer service with very helpful and attentive representatives. I like the fact that any monies paid toward the card show up within minutes. Reviewed on: 9th April 2024

I received a credit card from zopa.

I received a credit card from zopa.i have never had any issues regarding anything. Excellent credit card & hassle free. Reviewed on: 9th April 2024

Helping me to manage my credit score

Zopa credit card has been helping me to improve on my credit score while I also have the opportunity to make purchases and settle later. The zopa app provides me with great insights as well to know how well I am managing my credit and how to improve to be more credible. I'll recommend zopa in general to people anytime and anyday Reviewed on: 9th April 2024

Easy to use and app easy to.

Easy to use and app easy to. can easy keep control of my spending Reviewed on: 9th April 2024

I was very satisfied with the experiance i received...

I was very satisfied with the experiance i received from Zopa.Would recommend zopa to friends and family. Reviewed on: 9th April 2024

Outstanding support and service easy to use app

Outstanding support and service easy to use app Reviewed on: 9th April 2024

Interest rates are the best on the market!

Interest rates are the best on the market! Loving my card! I would recommend them to family and friends everywhere! Reviewed on: 9th April 2024

Great all round!

Great all round! Good App, fast transactions, bit high interest but you can't have it all! Reviewed on: 9th April 2024

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