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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good customer service with very helpful and attentiv...

Good customer service with very helpful and attentive representatives. I like the fact that any monies paid toward the card show up within minutes. Reviewed on: 9th April 2024

I received a credit card from zopa.

I received a credit card from zopa.i have never had any issues regarding anything. Excellent credit card & hassle free. Reviewed on: 9th April 2024

Helping me to manage my credit score

Zopa credit card has been helping me to improve on my credit score while I also have the opportunity to make purchases and settle later. The zopa app provides me with great insights as well to know how well I am managing my credit and how to improve to be more credible. I'll recommend zopa in general to people anytime and anyday Reviewed on: 9th April 2024

Easy to use and app easy to.

Easy to use and app easy to. can easy keep control of my spending Reviewed on: 9th April 2024

I was very satisfied with the experiance i received...

I was very satisfied with the experiance i received from Zopa.Would recommend zopa to friends and family. Reviewed on: 9th April 2024

Outstanding support and service easy to use app

Outstanding support and service easy to use app Reviewed on: 9th April 2024

Interest rates are the best on the market!

Interest rates are the best on the market! Loving my card! I would recommend them to family and friends everywhere! Reviewed on: 9th April 2024

Great all round!

Great all round! Good App, fast transactions, bit high interest but you can't have it all! Reviewed on: 9th April 2024

All good can’t complain about the experience

All good can’t complain about the experience Reviewed on: 9th April 2024

Easy to use

Very easy to use and deal with clear and concise information Reviewed on: 9th April 2024

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