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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

All good can’t complain about the experience

All good can’t complain about the experience Reviewed on: 9th April 2024

Easy to use

Very easy to use and deal with clear and concise information Reviewed on: 9th April 2024

I’m kept up to date with my card and any changes.

I’m kept up to date with my card and any changes. It’s easy to use on the app. Reviewed on: 9th April 2024

Easy company to deal with.

Easy company to deal with. And listens to you Reviewed on: 9th April 2024

Great way to build credit score.

Great way to build credit score. Very easy app to use and manage Reviewed on: 9th April 2024

Big help

Gave me more financial freedom with an app that let's me know where I am. Reviewed on: 9th April 2024

Clear funds immediately and good customer service

Clear funds immediately and good customer service Reviewed on: 9th April 2024

I have never had an issue with my credit card.

I have never had an issue with my credit card. When I have needed to contact them, they have been quick to solve my issue. Their prompt response and problem solving was great and gave me a lot of reassurance that I had picked the right card. Reviewed on: 9th April 2024

The customer service is really good.

The customer service is really good. They deliver as promised. No hidden costs. It would be good if they allowed for at least one bank transfer allowance Reviewed on: 9th April 2024

Every step of the way they have been fantastic

Every step of the way they have been fantastic Reviewed on: 9th April 2024

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