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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very easy to use and transparent.

Very easy to use and transparent. Customer service are very helpful and easy to speak with Reviewed on: 9th April 2024

Amazing team

Very friendly and efficient Will definitely passed reviews on to other people Reviewed on: 9th April 2024

Easy to use easy to contact respectful on the phone...

Easy to use easy to contact respectful on the phone Reviewed on: 9th April 2024

I'm okay with zopa credit card and the service is ok...

I'm okay with zopa credit card and the service is okay Reviewed on: 9th April 2024

Great experiance helped me out when others wouldent

Great experiance helped me out when others wouldent Reviewed on: 9th April 2024

Highly recommend

Great App - that is easy to use and navigate through. The customer service is good, with friendly staff. Reviewed on: 9th April 2024

First class.

First class. Excellent customer service Reviewed on: 9th April 2024

Excellent experience I am very happy

Excellent experience I am very happy Reviewed on: 9th April 2024

Perfect card.

Perfect card. Reasonable APR excellent Reviewed on: 9th April 2024

Very helpful friendly customer support.

Very helpful friendly customer support. Also Zero interest balance transfer Reviewed on: 9th April 2024

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