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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Perfect card.

Perfect card. Reasonable APR excellent Reviewed on: 9th April 2024

Very helpful friendly customer support.

Very helpful friendly customer support. Also Zero interest balance transfer Reviewed on: 9th April 2024

Zopa simple the best

My experience has been good easy and straight forward with no stress the app is easy to use Reviewed on: 9th April 2024

Zopa provide us good service and i am always using z...

Zopa provide us good service and i am always using zopa . Thanks zopa for helping people. Reviewed on: 9th April 2024

Best credit builder card around !

I set out to rebuild my poor credit , and I have done that with help from Zopa so grateful ! Amazing Reviewed on: 9th April 2024

Help building your credit score

Since my divorce I have had problems with my credit score, Zopa have helped me to build up my score and in turn, my savings. Reviewed on: 9th April 2024

Great credit card

Trouble free credit card, great app and easy to navigate through, they keep you updated with your account, and payment details Reviewed on: 9th April 2024

With Zopa , at least have a breathing space with cre...

With Zopa , at least have a breathing space with credit card Reviewed on: 9th April 2024

Very straight forward when I done a balance transfer

Very straight forward when I done a balance transfer Reviewed on: 9th April 2024

Best credit card and customer service by far would r...

Best credit card and customer service by far would recommend very highly. Reviewed on: 9th April 2024

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