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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Flawless best customer service, fast card replacemen...

Flawless best customer service, fast card replacement amazing app Reviewed on: 9th April 2024

No issues, phone app is easy to use and updates star...

No issues, phone app is easy to use and updates starlight away Reviewed on: 9th April 2024

Very easy to use and transparent.

Very easy to use and transparent. Customer service are very helpful and easy to speak with Reviewed on: 9th April 2024

Amazing team

Very friendly and efficient Will definitely passed reviews on to other people Reviewed on: 9th April 2024

Easy to use easy to contact respectful on the phone...

Easy to use easy to contact respectful on the phone Reviewed on: 9th April 2024

I'm okay with zopa credit card and the service is ok...

I'm okay with zopa credit card and the service is okay Reviewed on: 9th April 2024

Great experiance helped me out when others wouldent

Great experiance helped me out when others wouldent Reviewed on: 9th April 2024

Highly recommend

Great App - that is easy to use and navigate through. The customer service is good, with friendly staff. Reviewed on: 9th April 2024

First class.

First class. Excellent customer service Reviewed on: 9th April 2024

Excellent experience I am very happy

Excellent experience I am very happy Reviewed on: 9th April 2024

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