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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great service advices customer service

Great service advices customer service Reviewed on: 9th April 2024

Great credit card

Contact ed them and was dealt quickly and efficiently Reviewed on: 9th April 2024

Amazing Zopa experience

My experience with Zopa has been wonderful. The app is easy to navigate and the card details are easy to access and secure at the same time. The sleek design makes it easy to carry around, and use daily. Reviewed on: 9th April 2024

Useful credit card for people with a poor or damaged...

Useful credit card for people with a poor or damaged credit history Reviewed on: 9th April 2024

Best credit card,i m verry happy with zopa

Best credit card,i m verry happy with zopa Reviewed on: 9th April 2024

Excellent

Very easy to deal with. Good app Reviewed on: 9th April 2024

Helpful and fantastic staff continued support

Helpful and fantastic staff continued support Reviewed on: 9th April 2024

All friendly and very professional and helpful

All friendly and very professional and helpful Reviewed on: 9th April 2024

Zopa has been a wonderful credit card company, custo...

Zopa has been a wonderful credit card company, customer care listen and helps you with your enquiries Reviewed on: 9th April 2024

I think zopa are great and would recommend to anyone...

I think zopa are great and would recommend to anyone Reviewed on: 9th April 2024

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