Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Este foarte buna aceasta calitate

Este foarte buna aceasta calitate Reviewed on: 9th April 2024

I have found Zopa excellent in the sense that it has...

I have found Zopa excellent in the sense that it has helped me to increase my credit power and keeps me informed.. Reviewed on: 9th April 2024

Zopa sevice has been top notch.

Zopa sevice has been top notch. Application is straighforward, Information provided is clear and other features are useful Reviewed on: 9th April 2024

A great and manageable service, lots of information...

A great and manageable service, lots of information and easy to use Reviewed on: 9th April 2024

Had some fraudulent activities, they delt with it,...

Had some fraudulent activities, they delt with it, no hassle at all. Reviewed on: 9th April 2024

They are excellent credit cards provider very helpfu...

They are excellent credit cards provider very helpful and friend highly recommended Reviewed on: 9th April 2024

Very happy helping me a lot

Very happy helping me a lot everyday Reviewed on: 9th April 2024

Excellent card, easy to use, app is great

Excellent card, easy to use, app is great Reviewed on: 9th April 2024

Easy, simple process applying everything can be done...

Easy, simple process applying everything can be done through the app brilliant service Reviewed on: 9th April 2024

Excellent support good rates and friendly staff

Excellent support good rates and friendly staff Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub