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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy, simple process applying everything can be done...

Easy, simple process applying everything can be done through the app brilliant service Reviewed on: 9th April 2024

Excellent support good rates and friendly staff

Excellent support good rates and friendly staff Reviewed on: 9th April 2024

Zopa are very transparent and the app is so simple t...

Zopa are very transparent and the app is so simple to use Reviewed on: 9th April 2024

5 stars !

Great app easy to use with a very friendly interface!5 stars! Hassle free! Highly recommenced. One of the best! Reviewed on: 9th April 2024

fantastic customer service very attentive and very s...

fantastic customer service very attentive and very secure Reviewed on: 9th April 2024

I have a great experience because I could get the cr...

I have a great experience because I could get the credit in very hard situation, so was very helpful Reviewed on: 9th April 2024

Amazing company, extremely helpful and care about th...

Amazing company, extremely helpful and care about the customer Reviewed on: 9th April 2024

Zopa gave me a credit card when nobody else would.

Zopa gave me a credit card when nobody else would. After using it wisely and paying it back - my credit score has jumped up loads! Thank you Zopa Reviewed on: 9th April 2024

I have a very good experience with the customer serv...

I have a very good experience with the customer service Reviewed on: 9th April 2024

As easy as 1 2 3

Very straight forward app to check balance & make payments Reviewed on: 9th April 2024

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