Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Fuss free, easy to use

Easy app, clear to use, notifications on purchases and balances. No fuss Reviewed on: 9th April 2024

Use wisely and sensiblyand good things come to you

I think they are a good credit card. They are very fair when it comes to raising credit limits when uou are using the card sensibly like with all things don't abuse it and in,works favourably. Reviewed on: 9th April 2024

Smooth onboarding and the whole experience.

Smooth onboarding and the whole experience. Reviewed on: 9th April 2024

Awesome company

Awesome company not had any problems whatsoever Reviewed on: 9th April 2024

A credit company who truly listen to their customers.

A credit company who truly listen to their customers. They genuinely take the time to understand your situation and then they go the extra mile to Taylor their service to your needs. Couldn’t recommend highly enough Reviewed on: 9th April 2024

Helped to turn my credit score around

Helped to turn my credit score around Reviewed on: 9th April 2024

Excellent service from ZOPA.

Excellent service from ZOPA. Very easy app to use and well laid out . Plenty of information should you need it . Very impressed. Reviewed on: 9th April 2024

Keep up the excellent service always here to help

Always keep you updated excellent service Reviewed on: 9th April 2024

It’s Class

Very good service. Easy to navigate. App easy to use also. No complaints Reviewed on: 9th April 2024

Clear concise and easy to navigate

Easy to use the app very clear and concise, easy to use if you have any questions easy to use the app email or phone to contact Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.40 from 43 reviews
Nectar Credit Card
from American Express 3.23 from 14 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub