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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa are very transparent and the app is so simple t...

Zopa are very transparent and the app is so simple to use Reviewed on: 9th April 2024

5 stars !

Great app easy to use with a very friendly interface!5 stars! Hassle free! Highly recommenced. One of the best! Reviewed on: 9th April 2024

fantastic customer service very attentive and very s...

fantastic customer service very attentive and very secure Reviewed on: 9th April 2024

I have a great experience because I could get the cr...

I have a great experience because I could get the credit in very hard situation, so was very helpful Reviewed on: 9th April 2024

Amazing company, extremely helpful and care about th...

Amazing company, extremely helpful and care about the customer Reviewed on: 9th April 2024

Zopa gave me a credit card when nobody else would.

Zopa gave me a credit card when nobody else would. After using it wisely and paying it back - my credit score has jumped up loads! Thank you Zopa Reviewed on: 9th April 2024

I have a very good experience with the customer serv...

I have a very good experience with the customer service Reviewed on: 9th April 2024

As easy as 1 2 3

Very straight forward app to check balance & make payments Reviewed on: 9th April 2024

Fuss free, easy to use

Easy app, clear to use, notifications on purchases and balances. No fuss Reviewed on: 9th April 2024

Use wisely and sensiblyand good things come to you

I think they are a good credit card. They are very fair when it comes to raising credit limits when uou are using the card sensibly like with all things don't abuse it and in,works favourably. Reviewed on: 9th April 2024

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