Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very is clean and easy with transfers and pay

Very is clean and easy with transfers and pay Reviewed on: 9th April 2024

Been excellent for ne and family

Been excellent for ne and family Reviewed on: 9th April 2024

Great service

Great service, and I hope to continue using your services for a long time Reviewed on: 9th April 2024

Zopa card is very easy to use, arrived quickly to my...

Zopa card is very easy to use, arrived quickly to my home, works well on Google Pay simplifying its use all over the place. Their customer service is very good and I am very pleased to have got it. Reviewed on: 9th April 2024

Fantastic Service & Company

Easy set up. Great & easy to manage app. Communication is Great. Updates on Products & Services which are on offer. Various Payment methods. Great product & Fantastic Service & Company. Reviewed on: 9th April 2024

always there when I need it most

always there when I need it most Reviewed on: 9th April 2024

Very good easygoing l am so happy with them

Very good easygoing l am so happy with them Reviewed on: 9th April 2024

Great card

Great card. No problems. Would love a credit increase Reviewed on: 9th April 2024

Excellent

Brilliant service,easy to use online banking n paying app. Reviewed on: 9th April 2024

such a great credit card.

such a great credit card. Payments and app are great/instant. Know what % of my credit I am using. this is Clear, transparent, apr is reasonable. best credit card I've ever had. Fabulous! Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.17 from 294 reviews
Credit Card
from Ocean Finance 4.39 from 20 reviews
Credit card
from ASDA Money 3.10 from 105 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub