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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Smooth onboarding and the whole experience.

Smooth onboarding and the whole experience. Reviewed on: 9th April 2024

Awesome company

Awesome company not had any problems whatsoever Reviewed on: 9th April 2024

A credit company who truly listen to their customers.

A credit company who truly listen to their customers. They genuinely take the time to understand your situation and then they go the extra mile to Taylor their service to your needs. Couldn’t recommend highly enough Reviewed on: 9th April 2024

Helped to turn my credit score around

Helped to turn my credit score around Reviewed on: 9th April 2024

Excellent service from ZOPA.

Excellent service from ZOPA. Very easy app to use and well laid out . Plenty of information should you need it . Very impressed. Reviewed on: 9th April 2024

Keep up the excellent service always here to help

Always keep you updated excellent service Reviewed on: 9th April 2024

It’s Class

Very good service. Easy to navigate. App easy to use also. No complaints Reviewed on: 9th April 2024

Clear concise and easy to navigate

Easy to use the app very clear and concise, easy to use if you have any questions easy to use the app email or phone to contact Reviewed on: 9th April 2024

Very is clean and easy with transfers and pay

Very is clean and easy with transfers and pay Reviewed on: 9th April 2024

Been excellent for ne and family

Been excellent for ne and family Reviewed on: 9th April 2024

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