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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Thoroughly recommend

Best company I've ever dealt with Reviewed on: 9th April 2024

Zopa was quick and easy to apply for and had enabled...

Zopa was quick and easy to apply for and had enabled me to have a card for small purchases that makes it easy to pay off Reviewed on: 9th April 2024

Never had a problem with them.

Never had a problem with them. Professional company helpful Reviewed on: 9th April 2024

Best lender

Well it’s one thing for a company to lend money but Zopa just do with a different attitude of looking out for you rather than themselves Reviewed on: 9th April 2024

Very good I'm like this card and rates

Very good I'm like this card and rates Reviewed on: 9th April 2024

The best, good team,for moment no have 1 experience

The best, good team,for moment no have 1 experience Reviewed on: 9th April 2024

Zooa taking care of your credit needs

Reaonable Credit limit increase when I was really in need of it. Came very handy Reviewed on: 9th April 2024

Great provider

Great credit card provider, instant access to transferred cash. Low rates, great app for ease of banking Reviewed on: 9th April 2024

Great company to do business with.

Great company to do business with. Reviewed on: 9th April 2024

Excellent services, easy to use,understand everything

Excellent services, easy to use,understand everything Reviewed on: 9th April 2024

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