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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great service

Great service, and I hope to continue using your services for a long time Reviewed on: 9th April 2024

Zopa card is very easy to use, arrived quickly to my...

Zopa card is very easy to use, arrived quickly to my home, works well on Google Pay simplifying its use all over the place. Their customer service is very good and I am very pleased to have got it. Reviewed on: 9th April 2024

Fantastic Service & Company

Easy set up. Great & easy to manage app. Communication is Great. Updates on Products & Services which are on offer. Various Payment methods. Great product & Fantastic Service & Company. Reviewed on: 9th April 2024

always there when I need it most

always there when I need it most Reviewed on: 9th April 2024

Very good easygoing l am so happy with them

Very good easygoing l am so happy with them Reviewed on: 9th April 2024

Great card

Great card. No problems. Would love a credit increase Reviewed on: 9th April 2024

Excellent

Brilliant service,easy to use online banking n paying app. Reviewed on: 9th April 2024

such a great credit card.

such a great credit card. Payments and app are great/instant. Know what % of my credit I am using. this is Clear, transparent, apr is reasonable. best credit card I've ever had. Fabulous! Reviewed on: 9th April 2024

Thoroughly recommend

Best company I've ever dealt with Reviewed on: 9th April 2024

Zopa was quick and easy to apply for and had enabled...

Zopa was quick and easy to apply for and had enabled me to have a card for small purchases that makes it easy to pay off Reviewed on: 9th April 2024

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