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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very easy application and communication.

Very easy application and communication. The app is easy to use especially to make payments Reviewed on: 9th April 2024

Great credit card easy to apply would recommend anyo...

Great credit card easy to apply would recommend anyone the app is so easy to use. Reviewed on: 9th April 2024

The app is easy to use

The app is easy to use and use had no issues with them, my credit limit is at a reasonable level Reviewed on: 9th April 2024

Very good service, with lower apr, also increase lim...

Very good service, with lower apr, also increase limit time to time Reviewed on: 9th April 2024

Best credit card I have owned and would recommend to...

Best credit card I have owned and would recommend to friends and family. Reviewed on: 9th April 2024

Excellent

The app is easy to follow and informative, if you have a problem it is easily and quickly resolved Reviewed on: 9th April 2024

Very reliable and efficient.

Very reliable and efficient.i have my bills and expenses covered Reviewed on: 9th April 2024

It's easy to use the zopa app and you can track your...

It's easy to use the zopa app and you can track your account and make payments easy Reviewed on: 9th April 2024

Always helpful everything made clear to understand

Always helpful everything made clear to understand Reviewed on: 9th April 2024

Easy to use when you need help they always listen...

Easy to use when you need help they always listen Reviewed on: 9th April 2024

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