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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Never had any problems with thos company.

Never had any problems with thos company. Reviewed on: 9th April 2024

It’s been brilliant with Zopa, I have not had any re...

It’s been brilliant with Zopa, I have not had any reason to complain of Zopa’s services Reviewed on: 9th April 2024

Excellent card information great no problems with li...

Excellent card information great no problems with limits Reviewed on: 9th April 2024

Best in field

Easy to apply, clear rules and guidance, easy app that opens up other positive avenues. Upto date data as it should be. Reviewed on: 9th April 2024

Zopa is great company that provided me all required...

Zopa is great company that provided me all required information about credit card I have received. Always sending me updates about news regarding my account. Thank you very much for excellent customer service. Highly recommended Reviewed on: 9th April 2024

Excellent App

The App is very easy to use and updates immediately which is excellent as you know exactly where you stand. Reviewed on: 9th April 2024

5 star ease of use and great app

5 star ease of use and great app Reviewed on: 9th April 2024

Quick decision, best for low credit rating

Very quick decision and a great help especially as my credit rating was not the best The card has enabled me to get back on my feet Reviewed on: 9th April 2024

Amazing company, great service and support and amazi...

Amazing company, great service and support and amazing customer service. Would definitely recommend they are fantastic. Reviewed on: 9th April 2024

Brilliant very good very helpful would recommend to...

Brilliant very good very helpful would recommend to others Reviewed on: 9th April 2024

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