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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent card information great no problems with li...

Excellent card information great no problems with limits Reviewed on: 9th April 2024

Best in field

Easy to apply, clear rules and guidance, easy app that opens up other positive avenues. Upto date data as it should be. Reviewed on: 9th April 2024

Zopa is great company that provided me all required...

Zopa is great company that provided me all required information about credit card I have received. Always sending me updates about news regarding my account. Thank you very much for excellent customer service. Highly recommended Reviewed on: 9th April 2024

Excellent App

The App is very easy to use and updates immediately which is excellent as you know exactly where you stand. Reviewed on: 9th April 2024

5 star ease of use and great app

5 star ease of use and great app Reviewed on: 9th April 2024

Quick decision, best for low credit rating

Very quick decision and a great help especially as my credit rating was not the best The card has enabled me to get back on my feet Reviewed on: 9th April 2024

Amazing company, great service and support and amazi...

Amazing company, great service and support and amazing customer service. Would definitely recommend they are fantastic. Reviewed on: 9th April 2024

Brilliant very good very helpful would recommend to...

Brilliant very good very helpful would recommend to others Reviewed on: 9th April 2024

Good company, easy pay back.

Good company, easy pay back. Alweys easy check online app. Reviewed on: 9th April 2024

Easy access to account and money.

Easy access to account and money. I make payments fast and easy. I have never had a problem. This is so far the best card I have ever had Reviewed on: 9th April 2024

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