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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good company, easy pay back.

Good company, easy pay back. Alweys easy check online app. Reviewed on: 9th April 2024

Easy access to account and money.

Easy access to account and money. I make payments fast and easy. I have never had a problem. This is so far the best card I have ever had Reviewed on: 9th April 2024

Very pleased with my experience and easy to use

Very pleased with my experience and easy to use Reviewed on: 9th April 2024

Fabulous product excellent service

Fabulous product excellent service Reviewed on: 9th April 2024

Used Zopa to help me build my credit score and no pr...

Used Zopa to help me build my credit score and no problems at all Reviewed on: 9th April 2024

Fabulous service highly recommend

Fabulous service highly recommend Reviewed on: 9th April 2024

You are the best and I trust you

You are the best and I trust you Reviewed on: 9th April 2024

Brilliant service, simple application process and ex...

Brilliant service, simple application process and excellent advice Reviewed on: 9th April 2024

Very easy app to navigate.

Very easy app to navigate. Credit limit increases regular with regular payments. Reviewed on: 9th April 2024

Outstanding service provided by Zopa

Outstanding service provided by Zopa Reviewed on: 9th April 2024

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