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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

5 star all round customer service is the best very h...

5 star all round customer service is the best very helpful Reviewed on: 9th April 2024

Nothing bad to say about Zopa at all.

Nothing bad to say about Zopa at all. Very happy with the rates, the app and customer service. Reviewed on: 9th April 2024

Easy to use.

Easy to use. Easy to acquire. The online account is excellent Reviewed on: 9th April 2024

The best credit card I've ever had, they are brillia...

The best credit card I've ever had, they are brilliant so is their app. Reviewed on: 9th April 2024

Easy to apply excellent service

Easy to apply excellent service good customer service Reviewed on: 9th April 2024

Amazing customer service and great credit card with...

Amazing customer service and great credit card with manageable limit Reviewed on: 9th April 2024

Great services simply does what you need when you ne...

Great services simply does what you need when you need it Reviewed on: 9th April 2024

Quick and easy process with great customer service

Quick and easy process with great customer service Reviewed on: 9th April 2024

Easy to use and great service

I have enjoyed the ease of use and paying for my purchases. Customer service is excellent. Reviewed on: 9th April 2024

Helped me out.

I tried for credit a few times amd fot turned down. Thankfully zopa help me at a time when no one else would. Thank you. Reviewed on: 9th April 2024

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