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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

With Zopa, you can't be a loser.

I applied for a Zopa credit card when my credit wasn't the best. I earned their trust by always paying on time, and my limit rose from a very low £50 to £2000. I really like Zopa and how informative they are in helping me make good decisions to maintain a good credit score. Reviewed on: 7th March 2026

Zopa are great i Love it

Easy quick fast no issues process & use is very straightforward and takes the stress out of ourchases Reviewed on: 7th March 2026

Reassuringly efficient and well organised

Reassuringly efficient and well organised Reviewed on: 7th March 2026

Never had any problems good card provider

Never had any problems with Zopa i would recommend them to anyone looking for a credit card Reviewed on: 7th March 2026

The application process is quick and easy.

The application process is quick and easy.....Zopa customer service is immediate and effective...well done Zopa Reviewed on: 7th March 2026

Never had a bad experience since i joined zopa

Never had a bad experience since i joined zopa Reviewed on: 7th March 2026

Excellent customer service.

Excellent customer service. We do appreciate everything. Reviewed on: 7th March 2026

Decrease in interest rate offered...

Is a straight forward service and appreciated the interest rate decrease albeit the decrease appears to be minimal compared to the management of the account. I did like the inclusion on Apple Pay as well which makes it easier to use. Reviewed on: 7th March 2026

Great service thanks for everything

Great service thanks for everything Reviewed on: 7th March 2026

Card arrived quickly and the app is easy to navigate...

Card arrived quickly and the app is easy to navigate so far good experience Reviewed on: 7th March 2026

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