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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43471 reviews)

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4.94

Based on 43,471 reviews, last reviewed 12th Mar 2026

154700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had a problem with Zopa. Never had a problem with Zopa.Good communication and clear messages . Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43471)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy to navigate the app so easy to use and it'...

Very easy to navigate the app so easy to use and it's very transparent and simple when trying to make payments all really good would really recommend to others Reviewed on: 6th March 2026

Good enough

It is helpful and easy to use,but you can't make a direct debit only automatic payments Reviewed on: 6th March 2026

Excellent service and great.

Excellent service and great. Very good customer easyvuse interbet Reviewed on: 6th March 2026

Everything runs smoothly with Zopa no issues and I w...

Everything runs smoothly with Zopa no issues and I would recommend to anyone Reviewed on: 6th March 2026

Great service and good communication from Zopa

Great service and good communication from Zopa Reviewed on: 6th March 2026

Really admire your services.

Really admire your services. Your app is always in action. Reviewed on: 6th March 2026

Very good company and customer service

Very good company and customer service Reviewed on: 6th March 2026

one of the best banks a have been with

one of the best banks a have been with Reviewed on: 6th March 2026

I was accepted straight away for a £500 credit card...

I was accepted straight away for a £500 credit card and also for a loan which was excellent timing. I was and am grateful Reviewed on: 6th March 2026

Great product with a fabulous team behind it

Great product with a fabulous team behind it Reviewed on: 6th March 2026

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