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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to apply, app easy to use.

Easy to apply, app easy to use. Customer service brilliant when I didnt recognise a transaction Reviewed on: 7th March 2026

Jose Manuel Sanchez Galan

Nothing to object to. Excelente. Reviewed on: 7th March 2026

Lower interest rate compared to other cards.

Lower interest rate compared to other cards. Reviewed on: 7th March 2026

EXPERIENCE Since signing up with ZOPA, I have enjoye...

EXPERIENCE Since signing up with ZOPA, I have enjoyed seamless services and I have no cause to complain. Reviewed on: 7th March 2026

Good credit builder just don't try and speak to anyone

Trying to call customer service is a joke .they want e erything done with chat Reviewed on: 7th March 2026

Great service- clear and straightforward .

The process was clear, easy and straightforward. I found it much better than my experience with other companies.I have and will continue to recommend Zopa. Reviewed on: 7th March 2026

Better interest rates than other credit cards.

Better interest rates than other credit cards. Reviewed on: 7th March 2026

Quick and easy to use.

Quick and easy to use. Excellent app very simple to navigate. No issues when apply for credit, prompt response. Would definitely recommend to family and friends. Reviewed on: 7th March 2026

As a good credit card, I promise to swipe smoothly,...

As a good credit card, I promise to swipe smoothly, protect your purchases, and reward you for every adventure you take me on. Reviewed on: 7th March 2026

So easy to set up and very straight forward.

So easy to set up and very straight forward. Excellent Reviewed on: 7th March 2026

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