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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

excellent IN CARD ENQUIRIES

5
excellent THERE IS NO REASON FOR CONCERN FOR ME Reviewed on: 6th March 2024
JOHN Lawson's avatar
JOHN Lawson

Great card Easy to contact would recommend

5
Great card Easy to contact would recommend Reviewed on: 6th March 2024
Sherry Sumner 's avatar
Sherry Sumner

App is so easy and I get lots of reminders and infor...

5
App is so easy and I get lots of reminders and information from Zopa Customer service is excellent always helpfull Reviewed on: 6th March 2024
Colin mckenzie 's avatar
Colin mckenzie

Excellent service simple and easy to use

5
Excellent service simple and easy to use Reviewed on: 6th March 2024
Leisa k's avatar
Leisa k

Replacement cards and Pin

5
Replacement cards come without having to order and love the pin view on app Reviewed on: 6th March 2024
Leven P's avatar
Leven P

It has been possible to get a good finance's for mys...

4
It has been possible to get a good finance's for myself and the family Reviewed on: 6th March 2024
Gary J's avatar
Gary J

Invaluable card to get back on track

5
Got my Zopa card to help rebuild my credit score and couldn’t be happier with it. Zopa allows me to really keep on top of my spending and has some great tools to help me keep on track. It also has some great advice on how to make the best your spare cash and boost your score. It’s great that it allows me to view all my accounts in one place. Very happy with my Zopa card. Keep up the great work Reviewed on: 6th March 2024
Gary T's avatar
Gary T

Very easy to work with the app fast access to your c...

5
Very easy to work with the app fast access to your card spending. Reviewed on: 6th March 2024
Paulo R's avatar
Paulo R

ZOPA IS GOOD

5
Zopa is very flexible and easy to use their Credit Card without hidden charges Reviewed on: 6th March 2024
Uchenna M's avatar
Uchenna M

Great decision

5
Since having zopa they have been brilliant Reviewed on: 6th March 2024
Lewis g's avatar
Lewis g

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