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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Dealing with zopa has been a breeze.

Dealing with zopa has been a breeze.All my questions and queries have been answered. The app is superbly made, everything is easy to locate and use. Has made managing my finances so much easier to deal with. Reviewed on: 6th March 2024

So easy to use and can do everything I need

So easy to use and can do everything I need to from their application. Good interest rates considering the state of our countries interest at times. Reviewed on: 6th March 2024

Never had a issue with Zopa they increase your limit...

Never had a issue with Zopa they increase your limit if you need it and decrease it if you don’t need it, I would highly recommend Zopa to everyone Reviewed on: 6th March 2024

Zopa credit

Do not force increases on you have other products and help advise Reviewed on: 6th March 2024

excellent IN CARD ENQUIRIES

excellent THERE IS NO REASON FOR CONCERN FOR ME Reviewed on: 6th March 2024

Great card Easy to contact would recommend

Great card Easy to contact would recommend Reviewed on: 6th March 2024

App is so easy and I get lots of reminders and infor...

App is so easy and I get lots of reminders and information from Zopa Customer service is excellent always helpfull Reviewed on: 6th March 2024

Excellent service simple and easy to use

Excellent service simple and easy to use Reviewed on: 6th March 2024

Replacement cards and Pin

Replacement cards come without having to order and love the pin view on app Reviewed on: 6th March 2024

It has been possible to get a good finance's for mys...

It has been possible to get a good finance's for myself and the family Reviewed on: 6th March 2024

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