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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Invaluable card to get back on track

Got my Zopa card to help rebuild my credit score and couldn’t be happier with it. Zopa allows me to really keep on top of my spending and has some great tools to help me keep on track. It also has some great advice on how to make the best your spare cash and boost your score. It’s great that it allows me to view all my accounts in one place. Very happy with my Zopa card. Keep up the great work Reviewed on: 6th March 2024

Very easy to work with the app fast access to your c...

Very easy to work with the app fast access to your card spending. Reviewed on: 6th March 2024

ZOPA IS GOOD

Zopa is very flexible and easy to use their Credit Card without hidden charges Reviewed on: 6th March 2024

Great decision

Since having zopa they have been brilliant Reviewed on: 6th March 2024

I'm kept informed with relevant information regardin...

I'm kept informed with relevant information regarding card balance,due payments , credit availability. A great card for all Reviewed on: 6th March 2024

I have a credit card to help up my credit score, thi...

I have a credit card to help up my credit score, this as been extremely helpful and a great service Reviewed on: 6th March 2024

i like to use my card for shopping

i like to use my card for shopping Reviewed on: 6th March 2024

Simply Brilliant

Really great customer service, great App and really easy to use and user friendly with easy navigation - good for all customers Reviewed on: 6th March 2024

Excellent service will continue using zoopa

Excellent service will continue using zoopa Reviewed on: 6th March 2024

Efficient and caring, easy to use

Efficient and caring, easy to use Reviewed on: 6th March 2024

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