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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Professionals and very easy to use and clear on inst...

Professionals and very easy to use and clear on instructions Reviewed on: 6th March 2024

Customer service is fantastic.

Customer service is fantastic. They also listen and give great advice. Reviewed on: 6th March 2024

They consider all background of credit history

They consider all background of credit history Reviewed on: 6th March 2024

Very good with customers service

Very good with customers service Reviewed on: 6th March 2024

Always helpful, and proffessional

Always helpful, and I receive updates and notifications regarding my account constantly. Reviewed on: 6th March 2024

I like them service ,never ever had any problems

I like them service ,never ever had any problems Reviewed on: 6th March 2024

When applying for a credit card the process was easy...

When applying for a credit card the process was easy and straightforward with a quick response time also given an appropriate credit level Reviewed on: 6th March 2024

Card finances

Easy to understand and you know we’re you are with your finances Reviewed on: 6th March 2024

very good credit card company.

very good credit card company. and very friendly customer service Reviewed on: 6th March 2024

Zopa credit card is easy.

Zopa credit card is easy.. Even when I do not have a going credit score, Zopa accepted me and help in building my credit score. The interest is considerable and the timely reminder messages help in paying my credit smoothly Reviewed on: 6th March 2024

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