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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always helpful, and proffessional

Always helpful, and I receive updates and notifications regarding my account constantly. Reviewed on: 6th March 2024

I like them service ,never ever had any problems

I like them service ,never ever had any problems Reviewed on: 6th March 2024

When applying for a credit card the process was easy...

When applying for a credit card the process was easy and straightforward with a quick response time also given an appropriate credit level Reviewed on: 6th March 2024

Card finances

Easy to understand and you know we’re you are with your finances Reviewed on: 6th March 2024

very good credit card company.

very good credit card company. and very friendly customer service Reviewed on: 6th March 2024

Zopa credit card is easy.

Zopa credit card is easy.. Even when I do not have a going credit score, Zopa accepted me and help in building my credit score. The interest is considerable and the timely reminder messages help in paying my credit smoothly Reviewed on: 6th March 2024

always on point easy to access the site and find...

always on point easy to access the site and find things Reviewed on: 6th March 2024

Great service easy to understand very helpful and no...

Great service easy to understand very helpful and not loads of junk Mail Reviewed on: 6th March 2024

New to this card.

New to this card. App easy to use, customer service good, good starter credit limit. Reviewed on: 6th March 2024

Very easy to deal with - great app experience with s...

Very easy to deal with - great app experience with some nice helpful features Reviewed on: 6th March 2024

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