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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

always on point easy to access the site and find...

always on point easy to access the site and find things Reviewed on: 6th March 2024

Great service easy to understand very helpful and no...

Great service easy to understand very helpful and not loads of junk Mail Reviewed on: 6th March 2024

New to this card.

New to this card. App easy to use, customer service good, good starter credit limit. Reviewed on: 6th March 2024

Very easy to deal with - great app experience with s...

Very easy to deal with - great app experience with some nice helpful features Reviewed on: 6th March 2024

The transaction is quick.

I paid my due amount and in just one minute it was cleared. It does not take one or two to show in my account like other credit card providers. Reviewed on: 6th March 2024

Best credit card ever good communication very clear...

Best credit card ever good communication very clear website and app Reviewed on: 6th March 2024

caring company

Zopa is a caring company who believes in giving second chances. I can't praise them highly enough, thank you Zoos. Reviewed on: 6th March 2024

Nice nice nice and nice nice and nice

Nice nice nice and nice nice and nice Reviewed on: 6th March 2024

Great rates, easy to use online portal

Great rates, easy to use online portal Reviewed on: 6th March 2024

Great customer service.

Great customer service. Easy app, no issues to date. Reviewed on: 6th March 2024

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