Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

So easy to use and can do everything I need

So easy to use and can do everything I need to from their application. Good interest rates considering the state of our countries interest at times. Reviewed on: 6th March 2024

Never had a issue with Zopa they increase your limit...

Never had a issue with Zopa they increase your limit if you need it and decrease it if you don’t need it, I would highly recommend Zopa to everyone Reviewed on: 6th March 2024

Zopa credit

Do not force increases on you have other products and help advise Reviewed on: 6th March 2024

excellent IN CARD ENQUIRIES

excellent THERE IS NO REASON FOR CONCERN FOR ME Reviewed on: 6th March 2024

Great card Easy to contact would recommend

Great card Easy to contact would recommend Reviewed on: 6th March 2024

App is so easy and I get lots of reminders and infor...

App is so easy and I get lots of reminders and information from Zopa Customer service is excellent always helpfull Reviewed on: 6th March 2024

Excellent service simple and easy to use

Excellent service simple and easy to use Reviewed on: 6th March 2024

Replacement cards and Pin

Replacement cards come without having to order and love the pin view on app Reviewed on: 6th March 2024

It has been possible to get a good finance's for mys...

It has been possible to get a good finance's for myself and the family Reviewed on: 6th March 2024

Invaluable card to get back on track

Got my Zopa card to help rebuild my credit score and couldn’t be happier with it. Zopa allows me to really keep on top of my spending and has some great tools to help me keep on track. It also has some great advice on how to make the best your spare cash and boost your score. It’s great that it allows me to view all my accounts in one place. Very happy with my Zopa card. Keep up the great work Reviewed on: 6th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub