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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The man in the corner shop

Professional, but with a friendly face no way can I be being Reviewed on: 6th March 2024

Simple and easy to apply and understand

Simple and easy to apply and understand Reviewed on: 6th March 2024

I'm recommended Zopa always keep me informed my scor...

I'm recommended Zopa always keep me informed my score and payback is very comfortable. Reviewed on: 6th March 2024

Help when needed

Zopa gave me a credit card which has helped in improving my Credit Rating Reviewed on: 6th March 2024

I'm quite happy with my credit card repayments as th...

I'm quite happy with my credit card repayments as the rate is fair. They have excellent customer support service. Reviewed on: 6th March 2024

Very Quick and Efficient Service , No Decline , No d...

Very Quick and Efficient Service , No Decline , No delay very pleasant with service Reviewed on: 6th March 2024

Excellent credit card very reasonable rates ea...

Excellent credit card very reasonable rates easy to get hold of incase if a problem always willing to help out if its needed everything is easy to uunderstand would recommend to family and friends 100 percent Reviewed on: 6th March 2024

Service is excellent friendly customers

Service is excellent friendly customers Reviewed on: 6th March 2024

Always helpful.

Always helpful. Respond if need anything at all times Reviewed on: 6th March 2024

I like zopa, it's a super good and quality card

I like zopa, it's a super good and quality card Reviewed on: 6th March 2024

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