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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very simple and easy to use, great options for build...

Very simple and easy to use, great options for building credit score and can really cater products to suit your needs whilst still ensuring you aren’t spending above your means and that your borrowing is manageable! Reviewed on: 6th March 2026

Great service

Very helpful and sort your matters out Reviewed on: 6th March 2026

Great company

Great company great customer contact Reviewed on: 6th March 2026

Great Company

Zopa are a great company and I have always been extremely impressed with their credit card and customer service. Would highly recommend Reviewed on: 6th March 2026

It was simple and straightforward and took minutes t...

It was simple and straightforward and took minutes to complete. Reviewed on: 6th March 2026

Very easy to communicate and to contact

Very easy to communicate and deal with would highly reccomend Reviewed on: 6th March 2026

Good credit card to have customer service helpful wh...

Good credit card to have customer service helpful when l have contacted them the online account easy to use Reviewed on: 6th March 2026

Zopa rocks

Love my credit card so far easy simple app Reviewed on: 6th March 2026

Excellent service from Zopa.

Excellent service from Zopa. Great app to use. Reviewed on: 6th March 2026

Zingy Zopa

I always find Zopa to be clear and precise with their information and very friendly!It’s a modern card the terms are very affordable! Reviewed on: 6th March 2026

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