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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great bank with good incentives to make you use the...

Great bank with good incentives to make you use the bank over other banks Reviewed on: 7th March 2026

The card is good to use quick and easy

The card is good to use quick and easy Reviewed on: 7th March 2026

Very easy to understand and great service.

Very easy to understand and great service. Reviewed on: 7th March 2026

I struggled with credit for a long time.

I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026

Just a very easy stress free credit card

Just a very easy stress free credit card Reviewed on: 7th March 2026

The helpful card

I find Zopa app very easy to use and if I have any questions I get a reply straight away and always with a good outcome. Reviewed on: 7th March 2026

easy system

easy to apply and to use simple to use on line app Reviewed on: 7th March 2026

Good card , love how simple everything thing is, my...

Good card , love how simple everything thing is, my only issue is the amount of photo ID you have to supply for new products Reviewed on: 7th March 2026

Straight forward Easy to use App.

Straight forward Easy to use App. Clear information. Apple wallet set up quickly. Reviewed on: 7th March 2026

Easy to use the app

Easy to use the app they give you a good credit limit due to your circumstances Reviewed on: 7th March 2026

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