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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (40269)

Most helpful

5
Most helpful and genuine company helping people who for what ever reasons may have encountered previous poor credit Reviewed on: 22nd April 2025
Mark's avatar
Mark

Very good to see this recommend it to anybody to get...

5
Very good to see this recommend it to anybody to get one. If they can you can put it on your Apple wallet safe to use online to anyone to use. Reviewed on: 22nd April 2025
Shaun m's avatar
Shaun m

Excellent app, brilliant service

5
Excellent app, brilliant service Reviewed on: 22nd April 2025
Adam Ward's avatar
Adam Ward

Easy to apply for and use

5
Easy to.apply instant decision and very straight forward to use Reviewed on: 22nd April 2025
Deborah D's avatar
Deborah D

Zopa is an amazing company willing to help when no o...

5
Zopa is an amazing company willing to help when no one else would Reviewed on: 22nd April 2025
Jason h's avatar
Jason h

Easy to use and great customer service

5
Easy to use and great customer service Reviewed on: 22nd April 2025
Janice w's avatar
Janice w

Best ever!

5
All aspects of dealing with Zopa has been a dream. Straight forward processes, first class App and great interest rates on Credit Card, savings & loans. Reviewed on: 22nd April 2025
Robert Blair's avatar
Robert Blair

Experienced staff , helpful and friendly.

5
Experienced staff , helpful and friendly. Very professional. Easy app and everything I wanted and alot more. 100 % recommended , in fact my family members also have a Zopa credit card and bank account. Reviewed on: 22nd April 2025
C's avatar
C

Very polite always regarding of any situation and ve...

5
Very polite always regarding of any situation and very reasonable and very helpful when I on and occasion hard to pay one month . Reviewed on: 22nd April 2025
Sacha C's avatar
Sacha C

Never had a problem with them as long as you pay on...

5
Never had a problem with them as long as you pay on time all is ok Reviewed on: 22nd April 2025
Steven w's avatar
Steven w

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