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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Excellent service quality all round very happy I sig...

Excellent service quality all round very happy I signed up and a handy addition to my credit card and easy navigate app Reviewed on: 6th March 2026

The best credit card i have.

The best credit card i have.easy to use,. Reviewed on: 6th March 2026

Very easy to apply.

Very easy to apply. Great customer service Reviewed on: 6th March 2026

Amazing company

Very quick at decisions and staff are always very friendly and helpful Reviewed on: 6th March 2026

Very straightforward process and clear terms and con...

Very straightforward process and clear terms and conditions Reviewed on: 6th March 2026

Does what it says clear payment details you know exa...

Does what it says clear payment details you know exactly where you are with the great aoo Reviewed on: 6th March 2026

Brilliant

Life changing experience. Friendly, supportive, fair. Reviewed on: 6th March 2026

Most high street lenders offer more competitive rates

Most high street lenders offer more competitive rates Reviewed on: 6th March 2026

So easy to apply very polite and helpful staff

So easy to apply very polite and helpful staff Reviewed on: 6th March 2026

Ideal service for building credit rating

Ideal service for building credit rating Reviewed on: 6th March 2026

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