Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Zopa help me build up my credit rating

5
Zopa help me build up my credit rating Reviewed on: 5th March 2024

Great credit card

5
Great credit card keeps you up to date with your spending at all times Reviewed on: 5th March 2024

Zopa. Helpful & Supportive

5
All the time I've been with Zopa its been a great experience. Even when I went through a bad patch, they were there with support. Reviewed on: 5th March 2024

Zopa Credit Card

5
Since using my Zopa Credit Card I haven'texperienced problem. I am very happy I applied for it. Reviewed on: 5th March 2024

Excellent customer would recommend Zopa highly

5
Excellent customer would recommend Zopa highly Reviewed on: 5th March 2024

Credit card

5
Very friendly staff card is easy to use and payment not to much that you can’t handle monthly payments Reviewed on: 5th March 2024

User friendly app

5
User friendly app. Flexible and support available Reviewed on: 5th March 2024

Very easy to keep an eye on transactions using the o...

5
Very easy to keep an eye on transactions using the online app. Very competitive rates. Reviewed on: 5th March 2024

Support very friendly .

5
Support very friendly .had a very good experience with them they help with any problems Reviewed on: 5th March 2024

Zopa very vert good

5
Very good o lıke zopa credıt card always ı am usuel thanks zopa Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products