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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

It's just an easy process from start to finish

It's just an easy process from start to finish Reviewed on: 5th March 2024

A real pleasure to work and deal with.

A real pleasure to work and deal with.No issues whatsoever.App is very clear and concise.All you need is there before you Reviewed on: 5th March 2024

Easy too use great customer service

Easy too use great customer service Reviewed on: 5th March 2024

I have always been very happy with every Aspect off...

I have always been very happy with every Aspect off Service from Zopa Reviewed on: 5th March 2024

Zopa help me build up my credit rating

Zopa help me build up my credit rating Reviewed on: 5th March 2024

Great credit card

Great credit card keeps you up to date with your spending at all times Reviewed on: 5th March 2024

Zopa. Helpful & Supportive

All the time I've been with Zopa its been a great experience. Even when I went through a bad patch, they were there with support. Reviewed on: 5th March 2024

Zopa Credit Card

Since using my Zopa Credit Card I haven'texperienced problem. I am very happy I applied for it. Reviewed on: 5th March 2024

Excellent customer would recommend Zopa highly

Excellent customer would recommend Zopa highly Reviewed on: 5th March 2024

Credit card

Very friendly staff card is easy to use and payment not to much that you can’t handle monthly payments Reviewed on: 5th March 2024

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