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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent Card .

Very transparent. Every payment is appears in your account instantly Reviewed on: 5th March 2024

I have always had excellent service and very underst...

I have always had excellent service and very understanding customer service.everything is easy to understand. Reviewed on: 5th March 2024

Zopa card, The only card I need

Since I applied for my zopa credit card I have found it easy to use and given me that credit when needed, the communication has been good and helpful. The interest rate is reasonable for myself. Reviewed on: 5th March 2024

Always been great to deal with and give pleantyof no...

Always been great to deal with and give pleantyof notice for repayments Reviewed on: 5th March 2024

Improves credit & excellent customer service.

Very helpful if you ever need to talk to them about your card and what started as something to build up my credit score has turned into something I use everyday. I feel confident their services will continue to benefit me in the future. Reviewed on: 5th March 2024

easy to manage your money/spending

easy to manage your money/spending Reviewed on: 5th March 2024

Great company

Application process straightforward Fair rates and great customer service Reviewed on: 5th March 2024

Great service

I’ve always received a great service from zopa, the app is really easy to use and informative Reviewed on: 5th March 2024

I never had a problem with this company, always very...

I never had a problem with this company, always very straightforward being with them for quite some time. Really happy with them. Great customer service Reviewed on: 5th March 2024

GREAT ONLINE CARD AND APP AND VERY HELPFUL MESSAGING...

GREAT ONLINE CARD AND APP AND VERY HELPFUL MESSAGING AND COMMS TO KEEP YOU IN CHECK AND FEEL SECURE Reviewed on: 5th March 2024

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