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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Improves credit & excellent customer service.

Very helpful if you ever need to talk to them about your card and what started as something to build up my credit score has turned into something I use everyday. I feel confident their services will continue to benefit me in the future. Reviewed on: 5th March 2024

easy to manage your money/spending

easy to manage your money/spending Reviewed on: 5th March 2024

Great company

Application process straightforward Fair rates and great customer service Reviewed on: 5th March 2024

Great service

I’ve always received a great service from zopa, the app is really easy to use and informative Reviewed on: 5th March 2024

I never had a problem with this company, always very...

I never had a problem with this company, always very straightforward being with them for quite some time. Really happy with them. Great customer service Reviewed on: 5th March 2024

GREAT ONLINE CARD AND APP AND VERY HELPFUL MESSAGING...

GREAT ONLINE CARD AND APP AND VERY HELPFUL MESSAGING AND COMMS TO KEEP YOU IN CHECK AND FEEL SECURE Reviewed on: 5th March 2024

Go on Zopa

Zopa is a very professional and trusting company and I would recommend them,they are responsible with their lending and easy to approach Reviewed on: 5th March 2024

Very easy process to arange a credit card.

Very easy process to arange a credit card.and no hidden fees . Reviewed on: 5th March 2024

The app is so clean & easy to use , one of the best...

The app is so clean & easy to use , one of the best apps I’ve had for a credit card , no lag & so much information available. Quick & easy to apply. Reviewed on: 5th March 2024

Very helpful and clear instructions on what to do wi...

Very helpful and clear instructions on what to do within minutes I knew what I wanted to know Reviewed on: 5th March 2024

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