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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful.

Very helpful..was able to get goods Reviewed on: 5th March 2024

Quick and easy excellent service

Quick and easy excellent service Reviewed on: 5th March 2024

Quick and easy to apply, fast response

Quick and easy to apply, fast response Reviewed on: 5th March 2024

Very slick and easy to use card.

Very slick and easy to use card. Smart graphics as well Reviewed on: 5th March 2024

Simply the best

Very friendly app, so easy and very helpful to use and control the money. Reviewed on: 5th March 2024

Very good provider, extremely helpful staff

Very good provider, extremely helpful staff Reviewed on: 5th March 2024

Very easy to use and accepted everywhere.

Very easy to use and accepted everywhere. Can not fault anything. Reviewed on: 5th March 2024

Great company with great products

I have used Zopa for a loan and now have a credit card with them. Whether it be their App or application process, dealing with them is efficient, straightforward and clear. A refreshing change and a pleasure doing business with. Reviewed on: 5th March 2024

Good service

Good service very easy to use good customer service Reviewed on: 5th March 2024

Zopa.. There for the unexpected

Zopa has been there as a little back up during hard and unexpected times! Little fees make it manageable to repay and the staff are always happy to help and easy to talk too. Reviewed on: 5th March 2024

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