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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Just a great experience with wonderful people who su...

Just a great experience with wonderful people who support you Reviewed on: 5th March 2024

Zopa helped me build my credit score.

Zopa helped me build my credit score. Monthly repayments are affordable Reviewed on: 5th March 2024

Great service

Great cumication, query’s resolved quickly, easy to use app Reviewed on: 5th March 2024

credit card

very good credit card and good service Reviewed on: 5th March 2024

Very good credit card

Very good communication with staff , very helpful card for me Reviewed on: 5th March 2024

Very good customer service.

Very good customer service. Easy to communicate Reviewed on: 5th March 2024

Excellent

Very good service would recommend Reviewed on: 5th March 2024

5 star experience

Super easy to use, excellent communication, hassle free Reviewed on: 5th March 2024

Great Service

I will recommend, great credit card. Reviewed on: 5th March 2024

My experience

My experience is very good with Zopa charge very reasonable interest rate Reviewed on: 5th March 2024

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