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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent customer service

Easy application when applying for a credit card, online support when I needed help. Reviewed on: 5th March 2024

Excellent company, easy to use website, everything e...

Excellent company, easy to use website, everything explained in plain,easy to understand terms, consistent support Reviewed on: 5th March 2024

Excellent credit card

Hi there, very good service I like zopa credit card maney time I am using no extra charge. Reviewed on: 5th March 2024

Cannot fault anything very good and really happy and...

Cannot fault anything very good and really happy and would tell my friends that it's worth useing Zopa Reviewed on: 5th March 2024

From start to finish excellent service app easy to...

From start to finish excellent service app easy to use informative Reviewed on: 5th March 2024

Helpful during tough times.

Helpful during tough times. Zopa interface is easy to understand. Reviewed on: 5th March 2024

Great customer service great understanding of person...

Great customer service great understanding of personal circumstances great flexibility Reviewed on: 5th March 2024

It was a quick and smooth transition

It was a quick and smooth transition Reviewed on: 5th March 2024

Fast approval , quick delivery of card

Fast approval , quick delivery of card Reviewed on: 5th March 2024

Zopa Credit Card

Fast and efficient service all via an app, app works well. Just would like to be able to change my PIN through the app. Reviewed on: 5th March 2024

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